Skip to main content

How to quick pay in IRCTC these days

Those who are used to booking train tickets online must be aware of IRCTC quick pay option which allowed users to quickly make payment and complete ticket booking. Unfortunately, the option is no longer active these days, much to the disappointment of many regular railway users. This is done to comply with IRCTC norm to use OTP for all the transactions on it.

Good news is there are still alternatives that can be used for fast booking of train tickets online. Many of these are already explained in fast irctc booking tricks.

IRCTC quick pay option

Booking tickets quickly is must if you want to get a confirm ticket. The process of booking on IRCTC online starts with user login and finish with making payment i.e. checkout. The steps involved are explained in great detail in this quick online train ticket booking guide.

Among all the steps, it is identified the last step i.e. the step where one makes payment is the most time consuming one. While a user doesn't mind and can spend much time in finding right train and checking seat availability status in different Indian Railway classes of travel (since it is necessary), it is the time taken to complete the payment transaction which most users cannot tolerate. This is why quick pay was such popular option among IRCTC users.

Just to show you how it worked, have a look at this video

Ever since the option to "quick pay" has been disabled, the time of payment has increased by 2-3 times, and the bad thing is that the transaction is not possible without an OTP unlike other merchants where you have the option of disabling the OTP. Its mandatory to go through OTP in IRCTC transaction.

Most users want to make a quick pay to IRCTC after planning their journey to secure a confirm ticket. It is an experience of most users in India that due to long time taken during payment of rail tickets (that are booked online), the PNR status of their tickets gets changed from confirm to waiting list. And then they are forced to keep waiting until last moment for confirmation or use IRCTC cancellation (which is surprisingly quick) to cancel their tickets. Further worst scenario is in case of wait-listed tatkal tickets where, as per Indian Railway cancellation policy, no refund is provided upon cancellation of such tickets. Thus many railway users end up incurring losses.

Originally the concept of "quick pay" was introduced by individual banks in India. For example, the customers of SBI (State Bank of India) could book tickets directly from bank's site and payment was quickly done from their designated account to IRCTC. Not only they could pay quickly but also earned some redeemable loyalty points that could be converted to cash later on. Similarly ICICI bank, AXIS bank has such an option.

These days you have to make use of online wallets if you want to emulate IRCTC quick pay process. Using paytm for railway booking is one such option. There are some popular prepaid cards too which allows you to do very quick payment on IRCTC. Have a look at a recently launched IRCTC UBI prepaid card which is already quite popular among users who like faster ticket booking.. All you need to do is to keep your details and card number saved into the system, and when you book your tickets your card will be debited. 


Popular posts from this blog

IRCTC Registration for New Users

New users can signup on IRCTC easily by filling up the irctc registration form online at railway registration (railway booking site). By creating new account for themselves, users can do ticket booking using the online passenger reservation system.

The steps below will guide users on how to do irctc registration.

The process to register on irctc is easy and free. You can also watch the following video which summarize the process for new user registration on Indian Railway Catering and Tourism Corporation (IRCTC) online e-ticketing site.

Go to homepage of and look for 'signup' option.Users will then need to fill an online form. All the fields with (*) are mandatory to be filled. Special care must be taken while filling in email id and mobile number fields. Provide valid email and mobile as user id, password, and an activation link will be sent to registered E-Mail id and mobile verification code will be sent at registered mobile number by SMS message.Submit the form…

How to activate suspended irctc accounts

Recently a user from India send us email mentioning that his IRCTC account has been suspended. Not only he doesn't know the reason, what caused it,but also he wants to know how to activate it?

As a result of deactivation of account, he is no longer able to login to book railway tickets online. Activating accounts of IRCTC is really easy. That is what you will know here. "Either go through entire article or wait for some time for activation process to get started. Once activation is done you can continue to login and do booking on irctc website." That is what you see, but does it happen? In some cases, Yes. But in most cases, No. Hence we are providing solution to your problem here.

After deactivation/ suspension if you attempt to login into such accounts, you might see the 'wrong credentials' message.

First of all if you are also among those whose account is suspended/deactivated without prior notice or information, know very well that there is a valid reason f…

Why even hackers don't hack IRCTC ?

The site - the official railway ticket booking site of India belonging to Indian Railway Catering and Tourism Corporation (IRCTC) has never been hacked, and there is very less chance of anyone attempting to do so. This might sound strange to you.

In a country like India where due to abundance of talented IT and programming talent, the claim that no one will even attempt to hack IRCTC doesn't seem right.

Especially when there are great benefits of doing so.

Of course new programmers do get excited and try and hack a website. After all what it requires is some good and intelligent programming. Although there are no known hacks, some well known hackers might be considering making an autobot that will just require to fill in captcha at the time of ticket booking. Basically on one single click the bot will automatically try to book Tatkal ticket at 10 am and will prompt you only for captcha. Captcha can also be bypassed though. No one has yet created such a hack. However …